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Crater

Crater

AI-powered invoicing, payments, and working capital tools designed for platforms to add financial features with minimal technical lift.

Crater is an open-source alternative to:

Crater preview

Crater

Crater empowers fintech platforms with embedded financial automation, enabling seamless invoicing, payments, and working capital solutions. Built for developers, it provides robust APIs, SDKs, and prebuilt integrations to accelerate financial feature deployment.

Key Features

  • AI-Powered Financial Copilot: Instant answers to financial questions, invoice generation, and report creation with AI assistance.
  • Invoicing & Bill Pay: Intuitive workflows for sending, receiving, and managing invoices with deposit support on estimates.
  • Payments Infrastructure: Simplified onboarding for ACH and card payments with Plaid integration for bank connectivity.
  • Working Capital Tools: AR/AP advances and 'Buy Now, Pay Later' solutions to address cashflow challenges.
  • Accounting Automation: Seamless data sync with QuickBooks, Xero, and other accounting platforms.
  • General Ledger: Comprehensive financial tracking with centralized transaction management and reporting.
  • Workflow Automation: Customizable workflows for card issuing and milestone-based invoice payments.
  • Developer-Friendly SDKs: Prebuilt components for Vue and React, along with robust APIs and webhooks for deep customization.

Tech / Self-Hosting

Crater is a SaaS platform with no self-hosting option. It provides:

  • Easy Integrations: Automatic syncing with third-party tools.
  • Powerful APIs: High-performance, customizable APIs for fintech applications.
  • SOC2 Compliance: Certified for security and compliance standards.
  • Platform Partnerships: Designed to integrate effortlessly into existing fintech ecosystems.

For more details, visit the official documentation.