Ballerine
Reduce fraud and speed up underwriting for PSPs, banks, and fintechs with AI-driven merchant risk analysis and real-time monitoring.
Ballerine is an AI-powered merchant risk intelligence platform designed for Payment Service Providers (PSPs), banks, and fintechs. It helps organizations reduce fraud, accelerate underwriting, and maintain compliance through advanced AI-driven risk analysis.
Key Features
- AI-Powered Underwriting: Make faster risk decisions with AI-driven analysis tailored to your policies.
- Real-Time Monitoring: Continuously detect and respond to evolving merchant risk with real-time insights.
- Automated KYB Onboarding: Streamline Know Your Business (KYB) processes with AI-driven agents and real-time merchant risk profiles.
- Partner Oversight: Manage risk across your partnerships effectively.
- Policy Fit & AUP Violation Detection: Ensure audit readiness with automated AUP (Acceptable Use Policy) violation detection.
- Company Analysis: Perform audit-ready merchant analysis for both POS and offline commerce.
- Scam & Fraud API: Detect fake merchants in real time using AI-powered risk intelligence.
- Blocklist Management: Prevent known bad merchants from onboarding.
- Agentic Commerce Readiness: Ensure safe agent-merchant interactions with governance tools.
- KYB & Ownership Verification: Conduct audit-ready UBO (Ultimate Beneficial Ownership) and ownership verification.
- Transaction Analysis: Perform audit-ready merchant analysis for POS and offline commerce.
- High-Risk Vertical Coverage: Instant pre-qualification analysis for ISOs, payfacs, and acquirers.
Tech / Self-Hosting
Ballerine is a cloud-native platform with API-first architecture. While primarily offered as a SaaS solution, enterprise customers may inquire about on-premises or private cloud deployment options for enhanced data control and compliance requirements.